Community Banking was developed as a result of widespread bank closures, which threatened to devastate communities.

During the development of the Community BankŪ model, it was becoming evident that the traditional banking model has failed in many communities over the years. So much so that by the year 2000, one-in-three branches across Australia had closed.

The essence of our Community BankŪ model is in the sharing of responsibility and rewards between the community and Bendigo Bank.

Why did we start Community Banking? Because we know it works. Bendigo Bank was started in 1858 to enable locals to invest in improving our community of Bendigo. We created successful customers, who created successful communities which in turn made our bank successful.

By providing communities with the same financial means - a true Community BankŪ branch - we are handing local people the key to a more successful community. We are comfortable partnering communities and pledge to work with you in the project. After all, your success is our success.